This rail contractor was a specialist devegetation and brickwork repair contractor working mainly for Network Rail. The company had an excellent health and safety record and we felt that this was not being recognised by the current insurers.
We wrote a 15 page detailed report explaining what safety investment and accreditations the company had achieved and we engaged competing insurers in competition. The result was a premium saving of 32% and improved cover – the 15m height limit on employee accidents was deleted and we included cover for hired plant under HAE contracts.
We also gave the contractor advice on how to tighten up some aspects of their safety documentation and our claims manager who is a qualified barrister gave advice on a number of specific matters.